Every account, every transaction, every budget — in one place you and your partner both see. No adverts, no data brokers. Just an honest picture of where the money went and whether you're still on plan.
Signing in uses your household portal account.
Bring in a CSV from your bank and Pesto Budget skips anything it already has. Teach it a payee once and it files that payee forever.
Map your bank's columns once. Re-import an overlapping range and nothing doubles up.
“Payee contains Costco → Groceries.” Everything a rule touches is flagged for a quick confirm, so nothing is silently mis-filed.
One receipt, several categories — and a part-business purchase lands correctly in both your budget and your expense report.
Moving money between your own accounts isn't income or spending. Pesto finds the matching pairs and keeps them out of every total.
One box across transactions, accounts, categories, goals, budgets and rules. Commas mean “and” — shell, 60 finds exactly that.
Clear a backlog one transaction at a time, or select a whole run and re-categorise it in a single go.
Transactions downloading themselves, so there's no file to fetch each week. It's in the works — and CSV import isn't going anywhere, it'll just stop being the only way in.
Click any figure — a category slice, a budget bar, a year-over-year total — and you get exactly the transactions behind it. The list always adds up to the number you clicked.
Turn on only the parts you use — the rest stay out of the menu entirely.
Tie a goal to a savings account and progress comes from the actual balance. Spend it and the goal drops — because the money genuinely isn't there.
A percentage of each month's real income — transfers, business income and reimbursements left out automatically. Untick anything else, then match what you gave to the actual expense.
Attach a photo or PDF to any business transaction and export an accountant-ready statement for any date range, receipts included.
Track what you fronted and who owes you. Match the repayment when it lands, and it won't be counted as new income.
Tick transactions off until the difference reads zero, and keep a record of when each account was last known-good.
A “?” in the corner explains every screen and every setting, opening on whatever page you're already looking at.
Not a cut-down companion — the phone app has your accounts, the full transaction list, budgets, goals, reports and tithe, reading and writing the same data.
Your transactions aren't anyone's product. There are no adverts, nothing is sold on, and there's no bank login to hand over to a third party.
No third-party analytics, no advertising, no selling anonymised spending data. Your books are used to show you your books.
Full JSON backups and CSV exports whenever you want them. Nothing is locked in a format only we can read.
Both of you see the same books, and an edit on one device shows up on the other within a second or two.
Not yet — automatic syncing is coming. For now you import a CSV from your bank, and rules plus duplicate detection keep the ongoing effort to a couple of minutes a week. Once syncing lands, CSV import stays available for banks that don't support it.
Yes. That's what it's built for. You each sign in with your own account and see the same books, with changes syncing live between devices.
Yes. Every account has a default, every transaction can override it, and a single purchase can be split part-business part-personal. Budgets only ever count personal spending, and there's a receipt-backed expense report for the business side.
Click it. Every total opens the transactions behind it, and the list always sums to the figure you clicked — including showing you what was deliberately left out, if you ask it to.
No. Business expenses, reimbursements, goals, reconciliation and tithe can each be switched off, and they disappear from the menu. Turn one back on later and it's exactly as you left it.
Export a full JSON backup at any time, or a CSV of every transaction. Restoring lets you pick exactly what to bring back.
Sign in with your household portal account and pick up where you left off.
Log in to Pesto Budget